Buy to Let

Making an investment in our Island

Investing in property can be a smart way to generate income, grow your wealth, and invest in your future. Whether you’re purchasing your first investment property, acquiring a second home for retirement or simply expanding your property portfolio, the professional team at The Mortgage Shop will talk your language, making the buy to let lending process seamless and stress-free.

Why choose a buy to let mortgage?

A buy-to-let mortgage allows you to:

  • Generate a steady rental income
  • Benefit from potential long-term property value growth
  • Retain an existing home when moving to a larger property
  • Improve your financial position with tax-efficient investment options

How we can help

Our team of experienced advisers will:

  • Assess your goals and financial position
  • Help you find the most competitive buy to let mortgage rates
  • Guide you through the entire application process
  • Ensure your mortgage aligns with your investment strategy

We work with a wide range of lenders to offer tailored solutions that meet your needs. Whether you're new to property investment or a seasoned landlord, we’re here to simplify the journey.

Why use our services?

  • Expert advice: Clear, straightforward guidance from buy to let specialists
  • Tailored solutions: Mortgages designed to suit your circumstances
  • Local service: We are always available at our Church Street office to discuss your individual lending requirements
  • Trusted support: Lean on our team with confidence to support you on our purchasing journey

Contact us today or book an appointment for a face-to-face talk with one of our friendly mortgage experts. We’ll help you get your buy-to-let project off the ground with confidence.

Best rates available

Compare mortgage options to suit your individual needs.

Calculate your monthly payment
Product
Pay Rate (from)
Pay Rate (from) w/ £995 Booking Fee
2 Year Tracker (60% LTV)
5.64
 %
5.35
 %
N/A
2 Year Fixed (60% LTV)
5.29
 %
5.04
 %
N/A
3 Year Fixed (60% LTV)
4.99
 %
4.84
 %
N/A
5 Year Fixed (60% LTV)
4.94
 %
4.74
 %
N/A

How to apply

We make applying for a mortgage as simple and as straightforward as possible. Leave the long applications to us.

1. Book An Appointment

Schedule a convenient time to speak with one of our expert mortgage advisors. No matter where you are in your home hunting journey, we can explore your requirements, offer you helpful advice and guide you towards the most suitable mortgage options.

2. Get Approved

Submit your application details online or through your advisor, and we’ll handle the rest. Our streamlined process ensures fast approval so you can move forward with confidence with any lender.

3. Choose Lender

We’ll match you with trusted lenders offering competitive rates, tailored to your circumstances. Start your journey to securing your dream home today.

25 years of mortgage expertise

The Mortgage Shop has been finding great mortgages customers in Jersey for a quarter of a century. Hear from our customers as to how we have helped them.

Michael, 33

"Just wanted to say a huge thank you for all of your help over the last few weeks. You really have helped turn our dreams into reality. We will be recommending you to everyone we know! Thanks again!"

Jane, 36

"Thank you for everything you have done so far for us, not only today but for the last 11 years!. You always make us feel so positive and your approach to customers deserves recognition."

John, 34

"From start to finish, the process was seamless. The communication was clear and timely, and I felt valued as a customer."

Eight out of 10 mortgage holders have no income protection

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